Americans Are Falling Behind on Their Car Payments
Americans Are Falling Behind on Their Car Payments
A record number of owners spend more than $1,000 on their monthly car payments. Read on to learn how to cope with payments that are too high.
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Step 1: don't buy the largest possible vehicle. Buy at or near at what the minimum will work for you is.
Step 2: enjoy a vehicle you can afford
Enjoy your new eBike.
Cargo e-bike for the win.
Thanks but I really want to wait until Dec 25th before I open it. Hope gas prices triple ;)
This has McDonald's Family Budget energy all over it.
I don't eat at McDonald's
And a McDonald's employee can't afford a used car.
Raise minimum wage
Your comment has small dick energy all over it.
Oh no! Not some random person I've never met trying to insult my dick size. What ever will I do?!?
Learn some self control and don't speak out loud every thought that pops into your brain. This is called "self control" as is a sign of a mature and developed persoanlity.
Oh boo, did calling that other poster disconnected from economic reality for most Americans make you feel something bad? I'm sorry I'll make sure to use my self control to do it again in the future.
I still don't get if you are implying I am rich or poor.
Rich. Rich to have a car, any car, you can afford. Half of all Americans are below 37k a year in income. If you're missing the reference, McDonald's published a suggested budget for it's employees that was hilariously out of touch and included a second job.
Gotcha. I am rich now because I bought a sensible used economy car that I plan to maintain to the point where it can no longer be maintained. This makes me rich. Hey everyone look at how lavish my lifestyle is! I bought a 2008 Honda Civic with no extras off a lease in 2013 and still drive it. This is like using silk toiletpaper after eating a meal of caviar on my private boat rich. Me telling people to not buy more vehicle than they need is rich people advice and instead everyone should go out and what exactly? Buy more vehicle than they need?
Go find another strawman to attack you clearly aren't listen to me you are listening for the arguments you want me to say.
You would think magot would get tired of looking foolish all over this thread, but nope... nothing but being a dick and doubling down on stupid.
Go check out what a similar lease to own would cost now. It's not going to be pretty. Honda wants 22k-30k for those cars. Try budgeting another 600 dollars a month on 36k a year. Keep in mind you only have about 1300 after rent and you still have to pay utilities, food, medical, gas/metro, etc. You could certainly manage it if you live like a hermit and/or don't put money in savings. But then the second you get an emergency spend you're going to the payday lender and entering the downward spiral.
It didn't make me feel bad, it made me feel very sad for you. I still feel that way as I type.
Putting the utter lack of self-awareness in your comment aside...
You know there's supposed to be something after the ellipsis?
Again the lack of self-awareness needed to admit you couldn't fill in the blank with anything is astonishing.
Perhaps you aren't just giving off small dick energy, you're a moron and an asshole too.
Are you having a stroke? No really, the best you could come up with is a hamfisted description of Dunning-Kruger?
Shocked.
That you don't know that the Dunning-Kruger effect was an artifact of research design, not human thinking is really the cherry on top to show you are a moron.
Here so you can educate yourself: https://www.scientificamerican.com/article/the-dunning-kruger-effect-isnt-what-you-think-it-is/
Your repeated, gormless self owning is making me feel a little bad for being mean to you. It's a bit like hitting a toddler ( even if your dick might be the same size as one ) over and over, it's just not sporting.
And yet you're the one who tried to use it as a club.
Ok you have advanced stage brainworms.
I never did any such thing.
You used your misinformed idea of dunning-kruger to jump to the conclusion that I must have done that.
What I did do was call you completely moronic and lacking self-awareness.
Something you have AGAIN demonstrated.
Just stop. You are out of your depth here and just keep self-owning like a masochist.
There's not usually much joy found in the minimum.
Who said a car is supposed to be a source of joy. A car moves you from point A to B, you might be able to find joy in either of those two places but the consumerism of financing a larger than necessary purchase is pretty fleeting.
Who said a car is supposed to be a source of joy
Ummmmm, OP i replied to? Step 2...
LOL you just had happen to you what the country did to Jimmy Carter who dared to say that people might spend a little less since the economy wasn't' happy. It's why Reagan got elected and we've never recovered.
LOL this isn't like the 1950s which were filled with propaganda films touting freedom on the road. No, we're in a world that is slowly collapsing economically and people have to stop chasing the shiny and focus on what they need. Let the monkey brain rest for a while, it will always want more shinies.
Very true that is why it is so sexy when a woman is completely covered head to toe vs say a short skirt.