Sorry I should have mentioned an "online account".
I have read many stories of people getting into trouble because they thought a VPN would protect their identity, and got caught because they signed into their online account which would be easily traceable.
The most illegal thing I do online is make fun of my kids with an account they know so I'm probably good. Though I do hate all the privacy invasion and do reasonable efforts for me to prevent like uBlock and Firefox and so on.