I'm fine. Covid isnt causing chaos anymore, WFH is optional (thankfully, i don't like it), I don't really care about Twitter or Netflix, reddit is a shame but there are alternatives, my mortgage rate is fixed at 1.8% for 30 years, Trump is on the other side of the ocean...
Most of the sh*t going on the in the world doesn't have very big impact on my life. Some do, but when I can't influence it (on my own) I try to not let it affect my mood.
Rates were ridiculously low in 2020. 10 years would have been 1.3%. The mortgage rules and requirements are quite strict, so banks can keep the rates low.